When the floodwaters destroyed parts of the Lower Bax County last month, residents were hoping for government funding that would never be forced out of their homes.
While the US Small Business Administration loan is available to flood victims, these are just a few of the eligible applications, including tenants whose condoms and apartments were demolished after the hurricane on July 12.
They say that instead of getting a loan, they are unsure of their abilities or will be justified because they need direct assistance. When federal funding for non-repayment of SBA loans was not disbursed to victims, many blamed Governor Tom Wolf – some of whom were trying to recover and living in hotels and other temporary accommodation.
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Although the Wolf administration is concerned and doing everything it can to help, the Federal Emergency Management Agency’s assistance is not up to federal standards and residents are not eligible for individual and public assistance.
He is now asking FEMA administrator Dean Criswell to change the agency’s rules to get more money for flood victims like FMS. In a letter to Chriswell, Wolf wants to relax. It does not carry out flooding incidents in Pennsylvania, and although it does cause damage to individual homeowners and community members, it meets federal restrictions on funding.
Wolf said flooding was one of the “most important and recurring disasters” in the country, and that in 2019 alone, more than 5,200 homes in Pennsylvania were affected by floods.
None of these events have reached the required level of eligibility for a Federal Disaster, and FEMA support may be available to affected residents.
Son said SBA loans are important, but more help is needed.
“If these environmental events do not meet the federal damage assessment criteria, significant gaps will be left when socially vulnerable people are unable to qualify for credit,” said a section of Wolff’s letter. I urge you to consider lowering the federal damage assessment restrictions required to qualify for federal assistance, especially individual assistance, for these local arrangements.
Assessing micro-level impacts at the municipal or county level alone, rather than general state assessments, provides a more realistic assessment of the impacts of that community.
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How FEMA help works now
Currently, in order to receive a Federal Disaster Relief for Individual Aid, which provides grants directly to homeowners and tenants, and to public bodies and some nonprofit public assistance, the state must meet certain housing restrictions. Assignment for serious injury or loss, along with other provisions of FEMA.
In addition, districts must meet individual population-based restrictions, and the state as a whole must meet the $ 19.6 million threshold for public assistance before providing assistance to AFA.
Districts must also meet population-based restrictions, and the state as a whole must meet the $ 19.6 million threshold for public assistance before providing FAA assistance.
According to Wolves, the threshold is unrealistic and is still struggling to cope with a series of hurricanes in Bucks and other parts of the state that do not meet the needs of county residents.
Summer hurricane battered low-lying, 6 to 10 inches[6 to 10 inches]of rain, damaging hundreds of properties that were said to have been flooded by the National Weather Service for 100 years. More than 500 homes were damaged, with more than 100 homes missing.
The wolf, in his letter, is causing havoc to the people of Pennsylvania. He said a low threshold would be better in these weather events, taking into account the devastating personal losses of residents.
“While these short-term, high-risk events can have a devastating effect on human life, they do not meet the requirements for federal disaster relief for many uninsured flood victims,” wrote Wolff.
In addition, data collected since 1993 show that 96% of flooding incidents in Pennsylvania were reported to the National Weather Service outside of established floodplains.
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While there are no obstacles for individuals seeking relief from FEMA, Wolf said support for Buck County businesses and residents comes from the SBA’s low-interest loan.
Up to $ 200,000 is available for homeowners and tenants to repair or replace damaged or damaged real estate, and regulations allow up to $ 40,000 to repair or replace damaged personal property, including vehicles.
Businesses and nonprofits can borrow up to $ 2 million to recover damaged or destroyed buildings, goods, equipment, and other physical damage.
Economic damage Accident loans are also available and can be used to pay off debts, wages, bills and other bills that may not be repaid due to the impact of the disaster, even if the organization is not physically damaged by the storm.
However, as of August 10, few have used the SBA loan program for assistance. At that time, there were 56 applications, for a total of $ 395,300 as an SBA spokesperson.
Buck County residents can access the administration’s online portal to apply for these loans.